New Car Finance
The following finance options are offered by Hendy SEAT when purchasing a new SEAT vehicle:
Personal Contract Purchase (PCP)
If you want to keep your monthly payments low and enjoy the thrill of a new car more often, a Solutions Personal Contract Plan (PCP Finance) may be just the thing for you. You can choose a period between 18 months and four years in which you make repayments. At the end, you can choose to:
- Return the car
- Part-exchange it for a new one
- Pay a one-off final payment to keep it.
For flexible finance with easy budgeting, Personal Contract Purchase could be for you - this is because payments are related to the depreciation value of the vehicle rather than the full value of the car.
This is a simple and effective way to purchase a new car on a regular basis in an affordable manner - and it's also possible for the Personal Contract Purchase agreement to be settled early if desired.
Hire Purchase (HP)
As part of our comprehensive and flexible finance packages at Hendy Group, we offer Hire Purchase facilities for all of our new SEAT vehicles.
The primary benefit of Hire Purchase is that the payments made towards your vehicle are broken down into convenient monthly instalments, allowing you to budget in a more effective manner. Fixed interest rates are applied to the monthly payments, so you never have to deal with any unexpected costs. We will work out a contract with you at the beginning of the process, and the financial costs will remain the same for the duration of the agreement, following an agreed-upon initial deposit.
We also give you flexibility on the duration of the Hire Purchase contract - usually between one and five years. After you have made your final payment with us, the car is yours to own.
Personal Contract Hire
With Personal Contract Hire at Hendy SEAT, you can drive the SEAT you love with no worries about the associated expenses of owning a car, its future value or the hassle of selling once you're ready for a new model.
Why choose personal contract hire?
- You choose your SEAT, the mileage allowance and the fixed monthly repayment period
- You won't have to worry about the car's future value or eventually reselling it
- Affordable monthly repayments
- At the end of the fixed term, simply return the car!
Hendy Group are a credit broker not a lender. We can introduce you to lenders and their products which may have different interest rates and charges. We are not an independent financial advisor and you are not obliged to take our advice. We do not charge you a fee for our services. We typically receive commission from the lender (either a fixed fee or a percentage of the amount you borrow) but this does not affect the amount you pay. Authorised and regulated by the Financial Conduct Authority. Reference Number 311625.