New Car Finance

At Hendy Mazda, we're here to provide you with simple, flexible and convenient finance. It's tailored to you, so it makes getting your hands on your brand-new Mazda as easy as possible.

The following finance options are offered by Hendy when purchasing a new Mazda vehicle:

Mazda Personal Contract Purchase (PCP)

Mazda Personal Contract Purchase is flexible and allows shorter term finance agreements, so you can change your car more often. You have the option of taking full ownership of your Mazda with payment of an Optional Final Payment at the end of the contract, returning your Mazda, or exchanging it for a new Mazda.

How It Works

Once you've selected the new Mazda you wish to buy, arrange with your dealer the deposit you wish to pay and the amount you need to borrow for the car. We estimate the minimum amount your car will be worth once your contract finishes, based on the contract term and your anticipated mileage - the Optional Final Payment. To work out your regular payments we add any interest charges and calculate your monthly repayments based on your deposit and the Optional Final Payment. At the end of your contract, when all repayments have been made, you then have three choices:

Renew: Choose another Mazda Use any excess value above the Optional Final Payment towards a deposit for another Mazda. You can trade in your car at any time or sell it privately having settled your account.

Retain: Keep the car. Simply pay the Optional Final Payment, and the car is yours.

Return your car: There's nothing more to pay if the car's in good condition and within the agreed mileage.

Mazda Conditional Sale

One of the most common forms of vehicle payment plans, a Mazda Conditional Sale agreement spreads the cost of paying for your new car over an agreed period. Following the payment of a deposit, you will pay off the remaining balance in monthly instalments, letting you keep your Mazda on the road in a way that is suitable for you.

There are three options at the end of the agreement:

1. Pay off the deferred amount in full and keep the car (please note, you do not own the car until you make this final payment)
2. Hand the car back to the motor finance company
3. Trade the car in against another used car at Hendy Mazda.

The Mazda Conditional Sale option is perfect for customers who are sure that they want to keep their Mazda for some years, Conditional Sale is the traditional way of buying a car. It is flexible and simple, with a range of options to suit everyone.

Mazda Personal Contract Hire

If you want to take control of a car for an agreed period and wish to benefit from the advantages that contract hire can offer, Mazda Personal Contract Hire could be the right choice for you. This finance product allows you to take a car for an agreed period of time but as you do not own the car, you don't carry all of the responsibilities that ownership brings.

How It Works

Taking advantage of Personal Contract Hire is simple. After selecting the model of choice from the full Mazda range, you will be required to pay a small advance rental to secure the vehicle. You will then be responsible for fixed monthly rentals over a predetermined period. The payment plan can also include a maintenance package to help fund the running costs of your chosen Mazda over the course of the agreement.


With a low advance rental and fixed monthly rentals, Mazda Personal Contract Hire may enable you to enjoy access to higher-specification models. The fixed monthly rentals may be lower than a personal loan, enabling better budgeting, while the inclusion of maintenance plans make this an even more attractive proposition.

Perfect For...

Private motorists looking to drive the latest Mazda cars for fixed monthly rentals, without the responsibilities associated with vehicle ownership.

Hendy Group are a credit broker not a lender. We can introduce you to lenders and their products which may have different interest rates and charges. We are not an independent financial advisor and you are not obliged to take our advice. We do not charge you a fee for our services. We typically receive commission from the lender (either a fixed fee or a percentage of the amount you borrow) but this does not affect the amount you pay. Authorised and regulated by the Financial Conduct Authority. Reference Number 311625.

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