New Car Finance
The following finance options are offered by Hendy Dacia when purchasing a new Dacia vehicle:
Dacia Dimensions PCP (Personal Contract Purchase)
Dacia Dimensions PCP is effective and flexible, offering 'Shockingly Affordable' monthly payments, allowing for easy budgeting over a period of between 18 - 48 months, with 36-month agreements tending to be most popular.
At the end of the Personal Contract Purchase, you have three options: return the car, pay the outstanding balance on the value of the car, or upgrade/renew the vehicle using its part-exchange value.
How does it work?
- Select a deposit
- Hendy Dacia will calculate your monthly payments
- Hendy Dacia will calculate the Optional Final Payment to be paid at the end of your agreement, depending on your driving
Hendy Dacia will calculate the Optional Final Payment at the beginning of your agreement. The amount you pay is the price of your new Dacia, minus your deposit and Optional Final Payment, plus any interest and fees. This makes driving your new Dacia Shockingly Affordable. The interest charged is calculated at the beginning and is fixed for the length of the agreement.
What are my options when my agreement ends?
Option one - change your car. You can part-exchange your car Hendy Dacia - we will value your car and if it's worth more than the Optional Final Payment, you can use the difference as a deposit for your next Dacia.
Option two - keep your car. If you would prefer to do this, simply pay the Optional Final Payment as outlined in your agreement. Dacia Finance can even help you finance this value if needed.
Option three - give the car back. You can simply hand the car back to Dacia Finance with nothing more to pay (subject to mileage and condition). Excess mileage charge may apply.
Hire Purchase (HP)
Hire Purchase is the traditional way to buy your car and it offers a simple, affordable way to buy a Dacia from Hendy.
How does it work?
Well, there are just two straightforward steps to contend with:
- Select a deposit.
- Hendy Dacia will calculate your monthly payments.
With Hire Purchase, you can choose how much deposit you would like to pay up front and over what timeframe you would like to repay the loan. Over this period, the amount you borrow plus the interest you accrue are repaid through your fixed monthly payments. The interest charged as part of your plan is calculated at the beginning and is fixed for the length of the agreement, so the amount you owe will not be altered by any future changes in interest rates, allowing you to plan your monthly budget with confidence.
At the end of the agreement, subject to the payment of a nominal Option to Purchase Fee, you take outright ownership of the car!
Hendy Group are a credit broker not a lender. We can introduce you to lenders and their products which may have different interest rates and charges. We are not an independent financial advisor and you are not obliged to take our advice. We do not charge you a fee for our services. We typically receive commission from the lender (either a fixed fee or a percentage of the amount you borrow) but this does not affect the amount you pay. Authorised and regulated by the Financial Conduct Authority. Reference Number 311625.